Everything You Need to Know About Buying with Prominent Homes
What types of homes does Prominent Homes offer?
We specialize in modern manufactured and modular homes, available as standalone purchases or complete land-home packages. Each home is built in a climate-controlled factory to meet or exceed HUD and Florida Building Code standards, ensuring long-term quality, efficiency, and value.
Serving Northeast Florida & Southeast Georgia
We proudly serve Northeast Florida and Southeast Georgia, including Duval, Nassau, Clay, Brantley county and Baker counties in Florida, and Charlton, Camden, Ware, and Glynn counties in Georgia. Our in-house delivery and setup team makes the process seamless from factory to foundation.
Do I need to own land before applying?
No. Whether you already own property, plan to build on family land, or need help finding the right lot, we’ll guide you through every step. Prominent Homes manages site evaluations, permits, and land-home financing, making the process simple and stress-free.
How much do manufactured homes cost?
Most manufactured homes range from $60,000 to $199,000, depending on the size, layout, features, and upgrades you select. We provide a clear, itemized quote so you always know what’s included.
What’s the minimum down payment required?
Down payments can be as low as 10%, depending on your credit, lender, and the home model. Some lenders may not require a down payment at all, especially for qualified buyers or specific loan programs. Our team will help you explore all your options.
Are there hidden fees?
No. We operate with full transparency. Your price breakdown includes the home, delivery, setup, installation, and any optional upgrades—no surprises.
Do I need to pay everything upfront?
No. While full payment is an option, most customers choose financing with a down payment or a qualifying no-down-payment program. We partner with trusted lenders who offer flexible plans designed to fit a wide range of budgets.
What credit score do I need to qualify?
We work with lenders who accept credit scores starting in the 500s. Even if you’re rebuilding credit, our team can help you find a clear path to approval.
What financing options are available?
Prominent Homes partners with trusted lenders including Triad Financial, 21st Mortgage and Newfed Mortgage. We offer a variety of programs — land-home, home-only, FHA, VA, and USDA — so we can match you with the best fit for your goals and budget.
Can I use my land as a down payment?
Yes! If you already own land, your land equity can often be applied toward your down payment or closing costs. We’ll help calculate your available equity and guide you through every option.
How long does the process take?
While every property and project is different, many of our buyers experience an efficient path from application to move-in within 90 days. Our in-house coordination helps keep communication smooth and the process on track.
What’s included?
Everything. Prominent Homes is a true one-stop shop we manage permits, site prep, delivery, leveling, blocking, tie-downs, skirting, and final inspection. You’ll have one dedicated point of contact from start to finish.
Can I customize my home?
Absolutely! Choose from a variety of floor plans, finishes, and features including porches, decks, bathroom and kitchen upgrades, and more. We’ll help you personalize your home while keeping it affordable.
Does your homes come with a warranty?
Yes. Every home includes a manufacturer’s warranty, and warranty items are addressed according to the factory’s guidelines and checklists. Our Prominent Homes team helps coordinate the process and supports you along the way, ensuring you know exactly who is handling each step and what to expect throughout your warranty period.
What maintenance is required for a manufactured home?
Regular maintenance includes roof resealing, skirting and bottom board inspections, tie-down checks, and HVAC servicing. We provide a Move-In Maintenance Planner to help you stay organized and protect your investment.
Who handles permits, repairs, and follow-up service?
We provide full support. Prominent Homes assists with permitting guidance, coordinates warranty items with the manufacturer, and offers ongoing homeowner support. Whether it’s your first home or an investment property, we’re your one-stop resource for expert help, clear communication, and long-term confidence in your project.
Our team is here to help you every step of the way — from your first question to move-in day.
For Visitors Who Want the Basics Fast
Most buyers are home in about 90 days or less we handle permits, delivery, and setup in-house so nothing falls through the cracks.
Yes! We work with credit scores starting at 500, and our lending partners like Newfed Mortgage, Triad, and 21st Mortgage specialize in helping hardworking buyers get approved.
We’re a one-stop shop your home, permits, delivery, installation, and inspection are all included. No hidden fees, no contractor chaos.
Absolutely. Many of our buyers place homes on family or inherited land, using land equity toward financing or upgrades.
You don’t have to chase anything down we provide all your warranty information before we hand you the keys.